This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on … the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on … household, results point to some heterogeneity across different households, as younger and lower-income households are …

This paper outlines a stress testing framework for the household sector in Malta based on micro data. The analysis … depends on granular data relating to income, expenses, and the value of liquid assets from the third wave of the Household … amount of liquid assets that can cover their losses, and (iii) potential loans losses to banks stemming from the household …