Showing 1 - 10 of 3,168
This paper examines the allocation of resources of poverty rates within households in Suriname. To this end we employ a …
Persistent link: https://www.econbiz.de/10012153189
We specify and estimate a lifecycle model of consumption, housing demand and labor supply in an environment where individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks, education specific productivity shocks, and catastrophic...
Persistent link: https://www.econbiz.de/10013167646
This paper examines the impact of income inequality on consumption-related household indebtedness at the household … level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …-related household indebtedness in a small sample of countries. We further employ a multilevel regression model to also take country …
Persistent link: https://www.econbiz.de/10012153847
Closely following the seminal contribution of Jappelli and Pistaferri (2014) - based on Italian household survey data … across countries, household-characteristics, and major items of the households' balance sheets such as cash-on-hand, liquid …
Persistent link: https://www.econbiz.de/10014486919
We use a unique dataset that combines the responses from an original survey of households, information about the structural characteristics of their homes, utility-provided longitudinal electricity usage records, plus utility program participation information, to study the uptake of energy...
Persistent link: https://www.econbiz.de/10010189312
lack of insurance and that social protection can build middle-income households' resilience to shocks through both cash …
Persistent link: https://www.econbiz.de/10014458514
We use the Italian Survey of Household Income and Wealth, a rather unique dataset with a long time dimension of panel … contained in the joint dynamics of income, consumption and wealth to quantify the degree of insurance against income risk … significant insurance beyond that implied by self-insurance. …
Persistent link: https://www.econbiz.de/10011694737
underwriting risks both domestically and internationally. -- Insurance ; Portfolio Theory ; International Diversification … correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of …
Persistent link: https://www.econbiz.de/10003354444
Persistent link: https://www.econbiz.de/10011303065
We provide a method to estimate resource shares - the fraction of total household expenditure allocated to each … household member - using OLS estimation of Engel curves. The method is a linear reframing of the nonlinear model of Dunbar … to data from 12 countries, and investigate resource shares, gender gaps, and poverty at the individual level. We reject …
Persistent link: https://www.econbiz.de/10012583605