of homeownership in Malta, the median net wealth in Malta was estimated to be significantly higher than in the euro area … as a whole. At the same time, gross income of Maltese households stood notably lower when compared to the euro area …

. The HFCS provides household-level data on assets, liabilities, wealth and income. As such, it plays an important role in …

of homeownership in Malta, the median net wealth in Malta was estimated to be significantly higher than in the euro area …. At the same time, gross income of Maltese households stood notably lower when compared to the euro area. Results also …

) that tracks the same individuals over time to assess how individuals from different income and wealth groups respond to … life and financial shocks with respect to volunteering. Although both income and wealth can act as buffers against life …-we observe more heterogeneity than expected and also stickiness at the lowest income levels. Response delays in post …