The ongoing initiatives to offer central bank money to consumers in the form of retail central bank digital currency (CBDC) have triggered discussions on its optimal design. So far, the perspective of potential users has not been considered widely. To strengthen this perspective, we survey 2006...

The Central Bank of Malta conducted a survey with the purpose of examining cash usage and preferred payment methods in Malta. Furthermore, the study investigated the perceptions of the Maltese public on Euro banknotes and coins. The results gathered from this survey have been analysed and are...

This paper investigates the effect of electronic payments technology on firms’ tax compliance in a large developing economy. We consider India’s demonetization policy which, by limiting the availability of cash, led to a large increase in the use of electronic forms of payments. Using...