that bank loans and overdrafts are the most widespread debt financing methods for SMEs, but that alternative sources like … three case studies how SME leasing can be supported via credit enhancement techniques. These examples, taken from recent EIF …

. The credit transmission is analyzed through its narrow nature or so called bank lending channel. In order to explain how … first one is the traditional bank lending channel explained by Bernanke and Blinder model and the second one is the credit …Research subject of this paper is the credit transmission mechanism in the Republic of Macedonia or in other words this …

screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …

This paper evaluates the performance of a variety of structural VAR models in estimating the impact of credit supply …, on average, that credit supply shocks that raise spreads by 10 basis points reduce GDP growth and inflation by 1% after …

Government-driven credit played an important role in countervailing the private credit crunch in Brazil during the … recent financial crisis. However, government credit concessions continued to expand after the economy recovered. This paper … firms have benefited most from the government-sponsored credit expansion. Additionally, although higher access to earmarked …

This paper presents the main findings of the Survey for bank financing to small and medium enterprises (SMEs). The key …, including SMEs-related factors, macroeconomic factors, legal and contractual environment and some bank-specific factors. The …