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In this paper we analyze changes in the export mix of Chilean firms, looking particularly at differences between large firms and SMEs. To do that, we use detailed information of exported products by firms during the period 1995-2005. Our econometric results, which look at the impact of export...
Persistent link: https://www.econbiz.de/10011286252
. Efficiency – particularly investment in building technological capabilities and skills – and access to commercial bank credit …
Persistent link: https://www.econbiz.de/10010404679
The COVID-19 pandemic generated a large negative external shock to the global economy. Businesses worldwide were affected by economic, health, and mobility restrictions that impacted consumers' ability to access goods and services and firms' profitability and survival rates. In this paper, we...
Persistent link: https://www.econbiz.de/10014471300
We use the introduction of a U.S. commercial credit bureau to study when lenders adopt voluntary information sharing technology and the resulting consequences for competition and credit access. Our results suggest that lenders trade off access to new markets against heightened competition for...
Persistent link: https://www.econbiz.de/10012608664
empirical taxonomy of SME financing patterns in Europe, applying cluster analyses. In order to investigate the cluster stability … of SMEs. Our results confirm the results of Moritz et al. (2016) and show that European SME financing is not homogenous …, but that different financing patterns exist. Our cluster analysis identifies seven distinct SME financing types based on …
Persistent link: https://www.econbiz.de/10011861055
that bank loans and overdrafts are the most widespread debt financing methods for SMEs, but that alternative sources like … the tool-set for SME finance, also against the background of market weaknesses for SME lending. It explains the mechanics … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of …
Persistent link: https://www.econbiz.de/10011862387
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012154414
Persistent link: https://www.econbiz.de/10000955345
This paper presents the main findings of the Survey for bank financing to small and medium enterprises (SMEs). The key …, including SMEs-related factors, macroeconomic factors, legal and contractual environment and some bank-specific factors. The …
Persistent link: https://www.econbiz.de/10012124584