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Financial inclusion is strikingly low in emerging economies. In only a few years, financial technologies (fintech) have …-market implications of this rapid growth of fintech are not known. We build a model with a traditional banking system and endogenous … fintech intermediary creation and find that greater fintech entry delivers positive long-term effects on aggregate output and …
Persistent link: https://www.econbiz.de/10014516215
for decades, the goal of universal financial inclusion is yet to be achieved in India. The Indian financial inclusion …
Persistent link: https://www.econbiz.de/10011941639
Persistent link: https://www.econbiz.de/10012806786
We investigate how the presence of physical bank branches moderates financial technology diffusion. Our identification strategy uses services suspensions caused by criminal groups that perform hit-and-run raids exploding branch facilities and rendering them inoperable for months. We show that...
Persistent link: https://www.econbiz.de/10014460787
Persistent link: https://www.econbiz.de/10012212219
Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts...
Persistent link: https://www.econbiz.de/10014461503
This paper investigates strategies of European microfinance institutions (MFIs) and inclusive FinTech organisations to … address financial and digital illiteracy among vulnerable customers. It reveals that both MFIs and FinTech organisations focus …
Persistent link: https://www.econbiz.de/10014471271
microfinance lenders among the unbanked. …
Persistent link: https://www.econbiz.de/10012587506
Persistent link: https://www.econbiz.de/10015062406
This paper examines how rural households cope with climate change related rainfall shocks by re-allocating children's time between domestic activities and school attendance. Households affected by an unanticipated rainfall shock face an inter-temporal trade-off between current household income...
Persistent link: https://www.econbiz.de/10014457812