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Debt portfolios
Hintermaier, Thomas; Koeniger, Winfried - 2009
We provide a model with endogenous portfolios of secured and unsecured household debt. Secured debt is collateralized … exemptions in bankruptcy procedures have very small effects on the equilibrium. -- Household debt portfolios ; Durables … ; Collateral ; Income risk ; Bankruptcy …
Persistent link: https://www.econbiz.de/10003850601
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Collateral, liquidity and debt sustainability
Niemann, Stefan; Pichler, Paul - 2013
Persistent link: https://www.econbiz.de/10010359661
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Debt relief or debt restructuring? : evidence from an experiment with distressed credit card borrowers
Dobbie, Will; Song, Jae - 2016
Persistent link: https://www.econbiz.de/10011546487
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Intermediated quantities and returns
Mehra, Rajnish (contributor);  … - 2007
There is a large amount of intermediated borrowing and lending between households. Some of it is intergenerational, but most is between older households. The average difference in borrowing and lending rates is over 2 percent. In this paper, we develop a model economy that displays these facts...
Persistent link: https://www.econbiz.de/10003579971
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Foreign currency borrowing and knowledge about exchange rate risk
Beckmann, Elisabeth; Stix, Helmut - 2014
Persistent link: https://www.econbiz.de/10010359491
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Households' foreign currency borrowing in Central and Eastern Europe
Fidrmuc, Jarko; Hake, Mariya; Stix, Helmut - 2011
Foreign currency loans represent an important feature of recent financial developments in CEECs. This might pose a serious challenge for macroeconomic stability. Against this background, the authors study the determinants of foreign currency loans of households, using data on the behavior of...
Persistent link: https://www.econbiz.de/10009385154
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Consumer bankruptcy, mortgage default and labour supply
Li, Wenli; Meghir, Costas; Oswald, Florian - 2022
We specify and estimate a lifecycle model of consumption, housing demand and labor supply in an environment where individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks, education specific productivity shocks, and catastrophic...
Persistent link: https://www.econbiz.de/10013167646
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Government and private household debt relief during COVID-19
Cherry, Susan F.; Jiang, Erica Xuewei; Matvos, Gregor; … - 2021
Persistent link: https://www.econbiz.de/10012588136
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Household Finance and Consumption Survey : a comparison of the main results for Malta with the euro area
Attard, Silvio; Deguara, Warren; Antonaroli, Valentina - 2020
This paper compares the main findings from the third wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2016 the median Maltese household held more real …
Persistent link: https://www.econbiz.de/10012253036
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The impact of income inequality on household indebtedness in euro area countries
Jestl, Stefan - 2019
This paper examines the impact of income inequality on consumption-related household indebtedness at the household … level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …-related household indebtedness in a small sample of countries. We further employ a multilevel regression model to also take country …
Persistent link: https://www.econbiz.de/10012153847