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to minimize their inventory of such deposits. In 1994, the banking industry introduced a new inventory management tool …
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This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence from a dataset of more than 13 million loan-level observations from private banks shows a positive relationship between market power, measured by the Lerner index, and the cost of...
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on the determinants of technology adoption and the consequences of the recent transition in the banking industry from a …
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debit cards transactions increased sharply. We test the wage-banking channel of the financial program exploiting differences …
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