Showing 1 - 10 of 186
We analyze how time-varying bank-specific capital requirements a ect banks' balance sheet adjustments as well as bank … lending to the non-financial corporate sector. To do so, we relate Pillar 2 capital requirements to bank balance sheet data, a … examine how time-varying bank-specific capital requirements affect banks' balance sheet composition. Subsequently, we …
Persistent link: https://www.econbiz.de/10011635019
Loan loss reserves make up an essential part of a bank's soundness and more generally its viability. An under …-provisioned reserve account implies that capital ratios may overstate a bank's ability to absorb future losses. For this reason, both …
Persistent link: https://www.econbiz.de/10011698559
This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011625812
Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …
Persistent link: https://www.econbiz.de/10011597132
if all its members use the same bank the association uses to get credit from. Furthermore, the lower firms' credit over …
Persistent link: https://www.econbiz.de/10011635036
a longitudinal database, over the period 2008-2014, coupling administrative data from the Crossroads Bank for the Social …
Persistent link: https://www.econbiz.de/10013490772
Low export participation of firms across countries is typically related to high entry costs allowing only the most productive firms to serve foreign markets. In this paper, we move beyond individual firm characteristics to explain export participation and investigate whether firms' domestic...
Persistent link: https://www.econbiz.de/10013549698
We identify the population shares of poor hand-to-mouth households, wealthy hand-to-mouth households and non hand-to-mouth households in Belgium. We apply the methodology proposed by Kaplan and Violante (2014) and Kaplan, Violante and Weidner (2014) to the Belgian component of the Household...
Persistent link: https://www.econbiz.de/10013549717
This paper outlines the three-country New Keynesian Dynamic Stochastic General Equilibrium model of the National Bank …
Persistent link: https://www.econbiz.de/10014233574
This paper provides an updated overview of the network of Belgian business-to-business transactions from 2002 to 2021, building on the previous vintage of the dataset which covered 2002-2014. Leveraging data from VAT client lists, we establish a comprehensive and cohesive database detailing the...
Persistent link: https://www.econbiz.de/10014416200