Showing 1 - 10 of 353
The performance of the Irish economy over the period 2002-2019 varied considerably, with a credit-led boom up to 2007 being followed by a sharp fall in economic activity and house prices in the following five years. This provides a valuable sample for investigating the relevance of the housing...
Persistent link: https://www.econbiz.de/10012694805
A small but growing body of research suggests that retirement and cognitive decline are related. In fact, some have … argued that retirement causes cognitive decline. The aim of this paper is to add to this literature using data of older women … association between retirement duration - defined as time elapsed since last job ended - and cognition. This association is …
Persistent link: https://www.econbiz.de/10011456493
Fuel poverty is a condition that is distressing families in Europe and elsewhere. One of its drivers is low energy efficiency levels. Some research indicates that financial literacy can help achieve higher levels of energy efficiency. We use data from a survey of Irish home owners to analyse how...
Persistent link: https://www.econbiz.de/10014283058
impact of a tax on household wealth in Ireland under a wide range of assumptions on how such a tax might be designed. We … compare results based on models of existing taxes on household wealth across Europe and a number of hypothetical scenarios to … between income and wealth, we find that in almost every scenario, a non-negligible proportion of the tax would be collected …
Persistent link: https://www.econbiz.de/10011565184
Information on the frequency, value and composition of household wealth transfers has been fairly limited in Ireland … household main residence and businesses/farms are identified as the most important asset type in wealth transfers. Overall … association between inheritance and position in the wealth distribution, controlling for other factors. We find that that having …
Persistent link: https://www.econbiz.de/10011762988
We hypothesise and confirm a substantial framing effect in relation to whether people opt for an annuity on retirement …" - than when they were initially conceived of as retirement income. The effect was recorded using both a matching and a choice …
Persistent link: https://www.econbiz.de/10011948270
In this paper we examine the sensitivity of mortgage arrears for Irish households to changes in mortgage interest rates under a series of plausible monetary policy normalisation scenarios. Using panel data over the period 2004 - 2016 we exploit information on current income and current mortgage...
Persistent link: https://www.econbiz.de/10011986617
This paper investigates whether exposure to explanatory diagrams can affect a major financial decision. In a controlled experiment, participants were given pension benefit statements with or without one or two diagrams, before answering incentivised questions that measured recall, comprehension...
Persistent link: https://www.econbiz.de/10011805646
Persistent link: https://www.econbiz.de/10001619211
The credit-driven housing net worth channel has been identified as a determinant of the sharp drop in US employment between 2007 and 2009. We examine the impact of this channel on the labour market in Europe using panel data for 20 countries covering the period 1996 to 2017. This period saw...
Persistent link: https://www.econbiz.de/10012694815