five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

savings in sub-Saharan Africa (SSA), with a focus on the effect of financial liberalization on private savings. It also … analyses why the savings rate for SSA countries is lower than for other developing countries, by examining whether the … determinants of private savings in SSA differ significantly from non-SSA countries. We find: (i) financial liberalization does not …

One essential condition of economic progress in any society is an ample supply of savings, which depends on the growth … of real capital. Economists agree that higher investment rates will lead to higher growth. Thus, domestic savings is … considered an important determinant of growth in developing countries. However, Ghana has one of the poorest savings performances …

provides elderly assistance and is a source of savings for long-term investment. The pension systems in SSA, however, are …

This paper examines the national savings behaviour in the process of economic growth through a comparative analysis of … considerable differences in the savings behaviour among countries and over time within individual countries, notwithstanding the … 'model saver' image based on the average savings rate. The empirical analysis distinguishes between private and government …

, we first estimate the effect of temperature on household borrowing and savings using Vietnamese longitudinal data that … associated with a 6.3 per cent decrease in household savings and a 1.4 per cent increase in household borrowing. In the case of … household savings, we find that the effects of temperature shocks are more pronounced on informal savings than formal savings …

Capital markets facilitate capital growth by mobilizing savings and converting them into investments, and they are … therefore a stimulant of economic growth. There is evidence that countries with high savings rates tend to grow faster. Although …