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Using a unique district-level panel data set, we investigate the effect of banking system penetration on financial inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy environment of the Ghanaian banking system to instrument...
Persistent link: https://www.econbiz.de/10012509932
While microfinance institutions (MFIs) are increasingly important as employers in the developing world, there is little …
Persistent link: https://www.econbiz.de/10011646234
Over the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against … address this question, we conduct a systematic review of the quantitative literature of microfinance's impacts in the … the limited comparability of outcomes and the heterogeneity of microfinance-lending technologies, together with a …
Persistent link: https://www.econbiz.de/10011776445
Whereas most research into microfinance tends to focus on the impact of access to such services, very little pays … as most microfinance institutions foster client retention and apply a progressive lending policy. Moreover, as previous … analysed from a gender perspective. The work is based on a case study about the main Tunisian microfinance institution using …
Persistent link: https://www.econbiz.de/10011637755
Although microfinance started as a movement to improve women's economic wellbeing through increased female …. We fill this gap by combining data on branch locations of the major microfinance institutions in Bangladesh with …
Persistent link: https://www.econbiz.de/10012432965
This paper examines the combined effect of interest rates and poverty levels of microfinance clients on loan size … poverty level is suggested in targeting and sustaining microfinance clients. -- interest rate ; sensitivity ; loan ; poor … ; microfinance ; Ghana …
Persistent link: https://www.econbiz.de/10008809226
A number of studies document an in-group bias in social dilemma situations. While group structure and dynamics are important in shaping in-group favouritism, less attention has been paid to individual characteristics affecting favouritism. Using data from dictator games conducted among 523...
Persistent link: https://www.econbiz.de/10009537239
This paper explores the relationship between microcredit and poverty reduction. To investigate this question, we posit a bare-bone, household model that outlines the economic environment within which various types of family microenterprises operate. It highlights a number of issues that impinge...
Persistent link: https://www.econbiz.de/10009611719
Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial inclusion persists. This paper examines gender disparities in financial inclusion in Tanzania using descriptive and regression analyses. While the advent of mobile phone money...
Persistent link: https://www.econbiz.de/10012545473
Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index of financial inclusion, and then we examine the effect...
Persistent link: https://www.econbiz.de/10012650895