Showing 1 - 10 of 101
Over the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against … address this question, we conduct a systematic review of the quantitative literature of microfinance's impacts in the … the limited comparability of outcomes and the heterogeneity of microfinance-lending technologies, together with a …
Persistent link: https://www.econbiz.de/10011776445
Information failures are a major barrier to formal financial saving in low income countries. Households in rural communities often lack the information necessary to set up formal deposit accounts or are uncertain about the returns to saving formally. In this paper, we explore the extent to which...
Persistent link: https://www.econbiz.de/10009521583
This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico's Oportunidades programme. The switch from cash payments to electronic payments delivered via a bank account is found to have implications in terms of reallocation between...
Persistent link: https://www.econbiz.de/10010239469
Using hand-collected survey and experimental data, we examine the determinants of financial literacy as well as the link between self-reported risk and elicited risk preferences in a least developed African country, Guinea. We measure financial literacy as the sum of three elements: financial...
Persistent link: https://www.econbiz.de/10012509304
This paper examines the relationship between monetary policy and wealth inequality in South Africa. We employed a unique database of tax administrative data which allowed us to account for individual heterogeneity. These tax data span from 2011 to 2017 and include over 3 million individual...
Persistent link: https://www.econbiz.de/10012405563
This paper explores the impact of exposure to uninsured risks on the investment decisions of farmers. We distinguish between households' perceived exposure to uninsured risk, measured as past exposure to deviations in average rainfall levels, and the actual realization of shocks. We examine how...
Persistent link: https://www.econbiz.de/10011913511
How does income inequality impact the propensity for and levels of formal and informal household debt? This paper assesses this question using the two most recent waves of the South African Living Conditions Survey. A range of linear models as well as a zero-inflated Poisson model are employed,...
Persistent link: https://www.econbiz.de/10014234441
The population structure the world over is going through a demographic shift, and the elderly proportion is projected to increase with population growth. This change is a matter of concern for sub-Saharan African (SSA) countries, where the majority of the people are young and the rates of both...
Persistent link: https://www.econbiz.de/10013349380
We examine the impact of temperature shocks and climate change on household financial behaviour in Viet Nam. To do so, we first estimate the effect of temperature on household borrowing and savings using Vietnamese longitudinal data that matches satellite reanalysis temperature data with...
Persistent link: https://www.econbiz.de/10014314662
We investigate if financial inclusion leads to improved nutrition in rural Rwanda, using Rwandan Integrated Household Living Conditions surveys (2013/14 and 2016/17). Our empirical evidence shows a robust positive impact of financial inclusion efforts undertaken by formal financial institutions,...
Persistent link: https://www.econbiz.de/10014442661