Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence …

inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy … compartmentalized system of banking to a universal banking system in Ghana has resulted in an expansion of banks' branch networks, which … banking system penetration promotes financial inclusion-notably, access to bank credit and to formal credit. The results of …

poverty reduction, in Ghana. By accounting for the potential endogeneity of access to financial services, we show that rural … addition to rural and community banks and microfinance institutions. Using recent household survey data, we ascertain the … access of rural populations to various types of financial services, and the influence of rural financial intermediation on …

Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial … analyses. While the advent of mobile phone money services has led to increased access to formal financial services, women still … lag behind in access to and utilization of formal financial services. Based on FinScope Tanzania survey data for 2017, the …

The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking …

; microfinance ; Ghana …This paper examines the combined effect of interest rates and poverty levels of microfinance clients on loan size …. Cross section data on 2,691 clients and non-clients households from Ghana is used to test the hypothesis of loan price …