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Rural financial intermediation and poverty reduction in Ghana : a micro-level analysis

Danquah, Michael; Iddrisu, Abdul Malik; Ohemeng, Williams; … - 2020

addition to rural and community banks and microfinance institutions. Using recent household survey data, we ascertain the …

Persistent link: https://www.econbiz.de/10012161597

Gender disparities in financial inclusion in Tanzania

Were, Maureen; Odongo, Maureen; Israel, Caroline - 2021

Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial inclusion persists. This paper examines gender disparities in financial inclusion in Tanzania using descriptive and regression analyses. While the advent of mobile phone money...

Persistent link: https://www.econbiz.de/10012545473

The welfare effects of financial inclusion in Ghana : an exploration based on a multidimensional measure of financial inclusion

Iddrisu, Abdul Malik; Danquah, Michael - 2021

Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index of financial inclusion, and then we examine the effect...

Persistent link: https://www.econbiz.de/10012650895

Ethnic diversity and financial inclusion in post-apartheid South Africa

Koomson, Isaac; Danquah, Michael; Martey, Edward - 2023

The ethnic diversity-financial inclusion nexus remains one of the least explored topics in the literature despite global attempts to promote cultural mixing due to its socioeconomic benefits. We contribute to the literature by examining the link between ethnic diversity and financial inclusion...

Persistent link: https://www.econbiz.de/10014372662

The financial inclusion agenda : examining the role of conventional banks in deepening access to formal credit

Iddrisu, Abdul Malik; Danquah, Michael - 2021

Using a unique district-level panel data set, we investigate the effect of banking system penetration on financial inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy environment of the Ghanaian banking system to instrument...

Persistent link: https://www.econbiz.de/10012509932

Putting the financial system to work for the poor and SMEs

Osman, Abdul Magid; Osman, Djamila Pontes - 2020

The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking services increasing considerably, particularly after 2011- 12. However, the economic and social impact was limited, considering that farm productivity has remained low and poverty...

Persistent link: https://www.econbiz.de/10012301897

Social service delivery and access to financial innovation : the impact of Oportunidades' electronic payment system in Mexico

Masino, Serena; Niño-Zarazúa, Miguel - 2014

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico's Oportunidades programme. The switch from cash payments to electronic payments delivered via a bank account is found to have implications in terms of reallocation between...

Persistent link: https://www.econbiz.de/10010239469

Fintech in sub-Saharan Africa

Ndung'u, Njuguna S. - 2022

This paper traces the development of fintech in sub-Saharan Africa, its evolution over time, and the unfolding benefits attained at each stage of its adoption and market evolution. From the onset, fintechs have revolutionized retail electronic payment systems-a revolution that has evolved into a...

Persistent link: https://www.econbiz.de/10013380733

Building a conservative welfare state in Botswana

Seekings, Jeremy - 2017

Botswana's welfare state is both a parsimonious laggard in comparison with some other middle-income countries in Africa (such as Mauritius and South Africa) and extensive (in comparison with its low-income neighbours to the north and east). Coverage is broad but cash transfers are modest. This...

Persistent link: https://www.econbiz.de/10011634633

Poverty and wellbeing impacts of microfinance : what do we know?

Maîtrot, Mathilde; Niño-Zarazúa, Miguel - 2017

Over the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against … address this question, we conduct a systematic review of the quantitative literature of microfinance's impacts in the … the limited comparability of outcomes and the heterogeneity of microfinance-lending technologies, together with a …

Persistent link: https://www.econbiz.de/10011776445

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