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When banks strategically react to regulation : market concentration as a moderator for stability
Schliephake, Eva - 2013
Persistent link: https://www.econbiz.de/10010197094
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Rethinking capital regulation : the case for a dividend prudential target
Muñoz, Manuel - 2019
capital regulation, (iii) they mainly operate through their cyclical component, ensuring that long-run dividend payouts remain …
Persistent link: https://www.econbiz.de/10012024523
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Macroprudential supervision : from theory to policy
Schoenmaker, Dirk; Wierts, Peter - 2016
Financial supervision focuses on the aggregate (macroprudential) in addition to the individual (microprudential). But an agreed framework for measuring and addressing financial imbalances is lacking. We propose a holistic approach for the financial system as a whole, beyond banking. Building on...
Persistent link: https://www.econbiz.de/10011974648
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Pockets of risk in European housing markets : then and now
Kelly, Jane; Le Blanc, Julia; Lydon, Reamonn - 2019
Using household survey data, we document evidence of a loosening of credit standards in Euro area countries that experienced a property price boom-and-bust cycle. Borrowers in these countries exhibited significantly higher loan-to-value (LTV) and loan-to-income (LTI) ratios in the run up to the...
Persistent link: https://www.econbiz.de/10011978833
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Regulating the doom loop
Alogoskoufis, Spyros; Langfield, Sam - 2018
Euro area governments have committed to break the doom loop between bank risk and sovereign risk. But policymakers have not reached consensus on whether and how to reform the regulatory treatment of banks' sovereign exposures. To inform policy discussions, this paper simulates portfolio...
Persistent link: https://www.econbiz.de/10011978559
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Electoral cycles in macroprudential regulation
Müller, Karsten - 2019
Do politics matter for macroprudential policy? I show that changes to macroprudential regulation exhibit a predictable …
Persistent link: https://www.econbiz.de/10012135983
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Financial regulation in developing countries
Brownbridge, Martin; Kirkpatrick, Colin - 2000
Persistent link: https://www.econbiz.de/10001572652
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Prudential policy with distorted beliefs
Dávila, Eduardo; Walther, Ansgar - 2021
This paper studies leverage regulation and monetary policy when equity investors and/or creditors have distorted … beliefs relative to a planner. We characterize how the optimal leverage regulation responds to arbitrary changes in investors …' and creditors' beliefs and relate our results to practical scenarios. We show that the optimal regulation depends on the …
Persistent link: https://www.econbiz.de/10012704734
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Evaluating macroprudential policies
Buch, Claudia M.; Vogel, Edgar; Weigert, Benjamin - 2018
Macroprudential policy is a relatively new policy field. Its goal is to preserve financial stability and to prevent the build-up of systemic risk that may have adverse effects for the functioning of the financial system and for the real economy. New institutions have been tasked with the...
Persistent link: https://www.econbiz.de/10011978687
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Competition, resilience, and stability : implications for institutional protection schemes and systemic risk in the European Banking Union
Burghof, Hans-Peter; Gischer, Horst - 2023
The finalization of the European Banking Union (EBU) requires the completion of the third pillar, the system of depositor protection. However, whereas the two first pillars, while set-ting common standards, allow for elements of decentralization and institutional diversity, some authors claim...
Persistent link: https://www.econbiz.de/10014025900