This paper uses a unique dataset where credit rejections experienced by euro area firms are matched with firm and bank … characteristics. This allows us to study simultaneously the role that bank and firm weakness had in the credit reduction observed in … strong determinants of credit rejections, in the crisis period bank weakness made it harder to obtain external finance for …

-border lending. Using bank-level data from international financial centres - the United Kingdom, Hong Kong and Ireland - we examine …-centre affiliates. We find that NIRP impairs the bank-lending channel for cross-border lending to non-bank sectors, especially for those … euro-area data, including bank-level data from France, we find that NIRP does not influence overall cross-border lending …

We propose a new methodology to identify aggregate demand and supply shocks in the bank loan market. We present a model … of sticky bank-firm relationships, estimate its structural parameters in euro area credit register data, and infer … largely explained by demand shocks. Fluctuations in lending rates were instead mostly determined by bank- driven supply shocks …

Do borrowers demand less credit from banks with weak balance sheet positions? To answer this question we use novel bank … conventional monetary policy shock, bank balance sheet strength influences not only credit supply but also credit demand. The … bank-specific demand, borrower quality, and balance sheet strength. …

We explore whether the transparency in banks' lending activities enhances the harmonization of credit terms that a bank … Central Bank, which requires repo borrowing banks that pledge their asset-backed securities as collateral to disclose granular … similar interest rate, loan-to-collateral-value ratio and maturity compared to same-purpose loans issued by the same bank in …

Macroprudential policies should strengthen the banking sector throughout the financial cycle. However, while bank … releases and credit guarantees increased bank credit supply during the COVID-19 pandemic and interacted positively with banks …

fact, the largest when the bank is foreign. Our evidence suggest that investors value relationships with more competitive … applicable also to the European markets where regulatory and economic borders do not coincide and bank identities and reputation … seem to matter a great deal. -- Relationship banking ; bank organization ; bank origin ; loan announcement return …