Does the level of deposits matter for bank fragility and efficiency? In a banking model with endogenous bank runs and a … consumption-saving decision, we show that the level of deposits has opposite effects on bank fragility depending on the nature of … bank runs. In an economy with panic-driven runs, higher deposits make banks less fragile, while the opposite is true when …

A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization … indeed increases bank efficiency. Second, building on these results, we examine the relation between the Boone indicator … bank soundness. We find evidence that competition robustly increases bank soundness, via the efficiency channel …

fact, the largest when the bank is foreign. Our evidence suggest that investors value relationships with more competitive … applicable also to the European markets where regulatory and economic borders do not coincide and bank identities and reputation … seem to matter a great deal. -- Relationship banking ; bank organization ; bank origin ; loan announcement return …

This paper analyzes the effects of bank mergers on bank-firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …

approach is able to measure competition of bank market segments, such as the loan market, whereas many well-known measures of … ignores differences in bank product quality and design, as well as the attractiveness of innovations. We measure competition …

expected return news component - as opposed to the bank-specific news, typically assumed to be incorporated in the cash …

resultant credit restriction by turning to other banks. Importantly the bank-lending channel is notably stronger when we account …