- wide access to cash is fundamentally important for a healthy economy. In this study, three main research areas were …' payment choices; 3. underlying factors for holding cash in a wallet (i.e. for transactional purposes). Regression results for … income and education, or lower level of cash income are more likely to prefer and actually use electronic payment methods …

in the euro area. Overall, we find strong variation in the information content of these variables over time. We show that …

. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro … finances. By looking at factors associated with using non-cash payment methods, and app-based financial services solutions, we … instrument. After the COVID-19 pandemic, it has mostly been cash and contactless cards. The use of cash is partly due to limited …

significantly affect the use of cash in Germany …Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in … cash remains so important. We propose a two-stage empirical framework which jointlyexplains credit card ownership and the …

The long-run relationship between money and prices in the euro area embedded in traditional money demand models with …, and two equilibria for the euro area and the US financial markets. Steady state equilibrium of nominal M3 growth is … euro area M3 growth and model-based fitted or predicted values helps forecast euro area inflation. …