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Consumers' payment preferences and banking digitalisation in the euro area

Meyer, Justus; Teppa, Federica - 2024

This paper contributes to understanding consumers' retail payment preferences and digitalisation in personal finances. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro area, where the payment services market has changed...

Persistent link: https://www.econbiz.de/10014490489

Consumer participation in the credit market during the COVID-19 pandemic and beyond

Charalambakis, Evangelos; Teppa, Federica; Tsiortas, … - 2024

This paper analyses the consumer's decision to apply for credit and the probability of the credit being accepted in the euro area during a period characterized by the unprecedented concomitance of events and changing borrowing conditions linked to the global COVID-19 pandemic and the Russian...

Persistent link: https://www.econbiz.de/10014507224

Borrowing constraints, own labour and homeownership : does it pay to paint your walls?

Lindner, Peter; Mathä, Thomas; Pulina, Giuseppe; … - 2020

Using a dedicated set of questions in the 2014 Luxembourg Household Finance and Consumption Survey (LU-HFCS), we show … own labour contributions vary by household characteristics (age, gender, profession) and by type of dwelling (house …

Persistent link: https://www.econbiz.de/10012299081

Financial literacy and savings account returns

Deuflhard, Florian; Georgarakos, Dimitris; Inderst, Roman - 2015

Persistent link: https://www.econbiz.de/10011349804

Lenders on the storm of wholesale funding shocks: Saved by the central bank?

Haan, Leo de; Vermeulen, Philip; End, Jan-Willem van den - 2016

Persistent link: https://www.econbiz.de/10011448911

Got rejected? Real effects of not getting a loan

Berg, Tobias - 2016

Persistent link: https://www.econbiz.de/10011619508

Inequality and relative saving rates at the top

Lieberknecht, Philipp; Vermeulen, Philip - 2018

. We find strong evidence for a long-run cointegration relationship governed by relative saving rates at the top. For both … countries, we estimate a decline in the relative saving rates at the top - after 1968 in France and 1983 in the US, equivalent … income inequality. Modest income concentration dynamics and a stronger decline in relative saving rates at the top than in …

Persistent link: https://www.econbiz.de/10011929816

The role of factor substitution and technical progress in China's great expansion

Manu, Ana-Simona; McAdam, Peter; Willman, Alpo - 2018

the elasticity of factor substitution and the time-varying pattern of factor-saving technical change. The latter we relate …

Persistent link: https://www.econbiz.de/10011904381

Check in the mail or more in the paycheck: does the effectiveness of fiscal stimulus depend on how it is delivered?

Sahm, Claudia R.; Shapiro, Matthew D.; Slemrod, Joel - 2011

Recent fiscal policies have aimed to stimulate household spending. In 2008, most households received one-time economic …

Persistent link: https://www.econbiz.de/10008902400

Dissecting saving dynamics : measuring wealth, precautionary and credit effects

Carroll, Chris; Slacalek, Jirka; Sommer, Martin - 2012

Persistent link: https://www.econbiz.de/10009765966