Camba-Méndez, Gonzalo; Mongelli, Francesco Paolo - 2021
confirm that disparities in market power, banks' funding costs, and banks' funding risks are re ected in bank lending rates …. However, our new modelling framework reveals that the heterogeneity in bank lending rates is also a re ection of the non …How much of the heterogeneity in bank loan pricing is explained by disparities in banks' attitude towards risk? The …