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Macroprudential policy and the role of institutional investors in housing markets

Muñoz, Manuel A. - 2020

Since the onset of the Global Financial Crisis, the presence of institutional investors in housing markets has steadily increased over time. Real estate funds (REIFs) and other housing investment rms leverage large-scale buy-to-rent investments in real estate assets that enable them to set...

Persistent link: https://www.econbiz.de/10012259387

Home, safe home : cross-country monitoring framework for vulnerabilities in the residential real estate sector

Bengtsson, Elias; Grothe, Magdalena; Lepers, Etienne - 2017

This paper proposes a framework for monitoring vulnerabilities related to the residential real estate sector in a cross-country context. The framework might be useful for complementing or cross-checking signals available from existing approaches. It takes into account three dimensions of real...

Persistent link: https://www.econbiz.de/10011710115

Asset prices, collateral and bank lending : the case of Covid-19 and real estate

Horan, Aoife; Jarmulska, Barbara; Ryan, Ellen - 2023

Our paper uses credit registry data for the euro area to examine how the banking system transmits asset price shocks to credit via revaluation of collateral and subsequent lending decisions. Specifically we examine banks' treatment of real estate collateral during the Covid-19 crisis. First we...

Persistent link: https://www.econbiz.de/10014342272

Mortgage borrowing limits and house prices : evidence from a policy change in Ireland

Higgins, Brian E. - 2024

This paper studies how mortgage borrowers and house prices react to a tightening of mortgage limits following a policy … leverage (LTV) of the mortgage. Using a difference-in-difference methodology, I find that groups of (poorer) borrowers, who …-to-value threshold, responded primarily by reducing the LTV of the mortgage. Borrowers who purchase cheaper houses could be buying …