; selection ; loan rates ; bank competition ; firm leverage …

. Further, the paper proposes a simple metric, which is used to identify contagion from one bank to another and identify …

euro area firms allow studying the determinants of the external finance premium at the country, bank, firm, and contract … variance. The rest is predominantly attributed to variances at the bank and firm levels, which are influenced by the respective …

We exploit the 2007-2009 financial crisis to analyze how risk relates to bank business models. Institutions with higher …. Business models related to significantly reduced bank risk were characterized by a strong deposit base and greater income … risk. - Bank risk ; business models ; bank regulation ; financial crisis ; Basle III …

with large prior fossil-lending exposures, suggesting a role for bank specialization. Lending to private companies in … environ-mental regulation and bank supervision. …

This paper studies the long-run evolution of bank risk and its links to the macroeconomy. Using data for 17 advanced … economies, we show that the riskiness of bank assets declined materially between 1870 and 2016. But even though bank assets have … become safer, the losses on these assets are associated with increasingly large output gaps. Before 1945, bank asset returns …

equities and debt seem to be more effective than cross-border bank loans in isolating households from country-specific shocks …