This paper analyzes the effects of bank mergers on bank-firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …

reallocates mostly towards safer producers. Lending standards propagate bank capital shortfalls through labor misallocation … increasing. Finally, with endogenous lending standards, first-moment bank capital shocks look like second-moment shocks. …

We study the impact of higher bank capital buffers, namely of the Other Systemically Important Institu- tions (O …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

sector health. Based on granular bank-firm data pertaining to small and medium-sized enterprises (SME) from five stressed and …

and measures competition vis-à-vis other market participants. We apply this extended Boone indicator to individual bank …This paper extends Boone (2008) by introducing a competition measure at the individual firm level rather than for an …-level competition in the loan market in the four largest euro area countries and Austria. The MRP distribution is skewed to the left and …