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The role of credit rating agencies in addressing gaps in micro and small enterprise financing : the case of India

Shankar, Savita - 2019

This paper describes the common financing challenges faced by micro, small, and medium-sized enterprises (MSMEs) in India and some important measures taken to address them, with a focus on the credit rating scheme implemented in 2000. It examines the usefulness as well as the limitations of the...

Persistent link: https://www.econbiz.de/10011992093

SME credit risk analysis using bank lending data : an analysis of Thai SMEs

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; … - 2015

development of the SME sector is the lack of stable finance. Considering the bank-dominated characteristic of economies in Asia …

Persistent link: https://www.econbiz.de/10011305386

Solutions for SMEs' difficulties in accessing finance : Asian experiences

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2017

challenges in accessing cheap finance, mainly because there is an asymmetric information problem between suppliers and demanders … of funds, which hinders their growth. This paper will highlight the difficulties of SMEs in accessing finance, and …

Persistent link: https://www.econbiz.de/10011697478

A comprehensive method for the credit risk assessment of small and medium-sized enterprises based on Asian data

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2018

Due to the asymmetry of information between borrowers that are small- or medium-sized enterprises (SMEs) and lenders (banks), many banks are considering this sector as a risky sector. It is crucial for banks to be able to distinguish healthy from risky companies in order to reduce their...

Persistent link: https://www.econbiz.de/10011949799

The role of SMEs in Asia and their difficulties in accessing finance

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2018

accessing cheap finance, mainly because of the asymmetric information problem between suppliers and demanders of funds and the … highlight the difficulties of SMEs in accessing finance and provide measures for mitigating them. The remedies proposed in this … the collateral issue of the SMEs and ease their assess to finance. …

Persistent link: https://www.econbiz.de/10011949926

Managing credit risk and improving access to finance in green energy projects

Dhruba, Purkayastha - 2018

The cost of finance has a relatively high impact on the returns and viability of clean energy projects compared with … assessment and ratings, which have usually been an inappropriate measure of credit risk for clean energy finance, have a … significant influence on the cost of finance. Factors like inadequate credit information, a lack of historical data at the project …

Persistent link: https://www.econbiz.de/10011881765

Credit risk database for SME financial inclusion

Nguyen, Lan H.; Sagara, Megumi - 2020

We introduce the Credit Risk Database (CRD) and its contribution to financial inclusion efforts in Japan. By collecting financial data about small and medium-sized enterprises (SMEs), the CRD contributes to the overall understanding of the SME sector, to the adaptation of risk-based lending and...

Persistent link: https://www.econbiz.de/10012205617