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Finance for micro, small, and medium-sized enterprises in India : sources and challenges

Singh, Charan; Wasdani, Kishinchand Poornima - 2016

Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including … challenges faced by MSMEs in sourcing of finance during different stages of their life cycle. This study is a first … limitation in the identification and utilization of sources of finance. Data was collected through personal interviews using a …

Persistent link: https://www.econbiz.de/10011522010

The role of credit rating agencies in addressing gaps in micro and small enterprise financing : the case of India

Shankar, Savita - 2019

This paper describes the common financing challenges faced by micro, small, and medium-sized enterprises (MSMEs) in India and some important measures taken to address them, with a focus on the credit rating scheme implemented in 2000. It examines the usefulness as well as the limitations of the...

Persistent link: https://www.econbiz.de/10011992093

Financial inclusion, financial education, and financial regulation : a story from Indonesia

Tambunan, Tulus Tahi Hamonangan - 2015

Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...

Persistent link: https://www.econbiz.de/10011289307

The status of financial inclusion, regulation, and education in India

Barua, Abheek; Kathuria, Rajat; Malik, Neha - 2016

India's financial inclusion agenda has witnessed a paradigm shift over the last decade, away from an emphasis on credit to a more comprehensive approach toward financial services (e.g., opening bank accounts and offering basic financial products, such as insurance). This paper describes the...

Persistent link: https://www.econbiz.de/10011453340

Bridging the "missing middle" between microfinance and small and medium-sized enterprise finance in South Asia

Shankar, Savita - 2016

With maturity in the microfinance market in South Asia, it is observed that some microfinance members' needs grow beyond the boundaries of traditional microfinance group loans. In addition, there are other small enterprises whose needs are not met by microfinance institutions or commercial...

Persistent link: https://www.econbiz.de/10011522083

Digital doorstep banking : female banking agents lead digital financial inclusion through the pandemic and beyond

Pinto, Alreena Renita; Arora, Amit - 2021

This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community-based rural livelihood programs, its relevance in facilitating financial inclusion in underserved rural geographies, and its potential to address the gender gap in financial...

Persistent link: https://www.econbiz.de/10012627087

Infrastructure, urbanization, and demand for bank and non-bank loans of households in the People's Republic of China

Lyons, Angela C.; Grable, John E.; Zeng, Ting - 2017

adequate infrastructure exists within their community. This study uses data from the 2013 Chinese Household Finance Survey to …

Persistent link: https://www.econbiz.de/10011689720

Gender-inclusive development through fintech : studying gender-based digital financial inclusion in a cross-economy setting

Tripathi, Sabyasachi; Rajeev, Meenakshi - 2023

Financial inclusion (FI) for vulnerable populations, such as women, is critical for achieving gender equality, women's empowerment, and thereby inclusive growth. In this regard, the use of digital financial services is of particular significance for women as it allows them easier access to...

Persistent link: https://www.econbiz.de/10014310401

Green energy finance in India : challenges and solutions

Sarangi, Gopal K. - 2018

. One of the major impediments in the process of such a transition is to secure the necessary finance to achieve the …

Persistent link: https://www.econbiz.de/10011894125