Kuwahara, Satoshi; Yoshino, Naoyuki; Sagara, Megumi; … - 2015
bank-dominated financial systems in Asia, banks are the main source of financing for SMEs. For financial institutions, it … databases, such as the Credit Risk Database (CRD) of Japan. This will also help governments to formulate economic policies. In … this paper we define and describe in detail the role and characteristics of Japan's CRD in SME development and explain how …