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Indonesia's financial technology (fintech) markets. It also elaborates the roles that fintech companies can play in the national … economic recovery. This paper finds that Indonesia's fintech markets were relatively resilient during the COVID-19 pandemic …. The pandemic did not have significant impacts on Indonesia's fintech markets, but the PSBB harmed phone banking, mobile …
Persistent link: https://www.econbiz.de/10012609367
This research investigates the impact of Fintech development on an important type of crime: theft. Based on Becker …'s rational criminal theory, we suggest that Fintech development could mitigate theft activities by increasing the earnings from … matched it with the city-level economic activities and Fintech development level. The results show that a 1 standard deviation …
Persistent link: https://www.econbiz.de/10012609371
New financial technologies - including those underpinning cryptocurrencies - herald broader access to the financial system, quicker and more easily verifiable settlement of transactions and payments, and lower transaction costs. Domestic and cross-border payment systems are on the threshold of...
Persistent link: https://www.econbiz.de/10012604713
Focusing on Asian economies over the period 2006 to 2019, we find that while nonbank finance appears to complement rather than substitute credit provision by the traditional banking sector, weaker regulatory quality is an important driving factor. Moreover, while we find that central bank policy...
Persistent link: https://www.econbiz.de/10012807600
role of Fintech, in particular mobile financial services (MFS), in their recovery from COVID-induced losses. The study uses …
Persistent link: https://www.econbiz.de/10012807627
This paper explores options for mobilizing domestic savings through fintech solutions to scale up sustainable … fintech can help to complement conventional capital markets and mobilize financial resources for sustainable infrastructure …
Persistent link: https://www.econbiz.de/10012503296
of financial technology (fintech) products, i.e., financial products provided via internet-based and mobile …, we conducted a survey on financial literacy and fintech awareness and adoption, using financial literacy questions to … individual's awareness and use of fintech products. …
Persistent link: https://www.econbiz.de/10012239672
driven financial innovation; and (iii) what the rise of fintech and bigtech implies for the structure of the financial system …
Persistent link: https://www.econbiz.de/10012259324
Globally, the regulation of P2P lending has evolved significantly in recent years, with mostly beneficial effects on the diversification of funding for individuals and corporations. Regulatory responses have varied greatly between countries, and the characteristics of the markets that have...
Persistent link: https://www.econbiz.de/10011949938
Major fintech advancements in recent years have attracted the attention of financial regulators around the world … course of fintech development. In particular, HKMA adopts a risk-based and technology-neutral approach in its supervision. To … achieve that, HKMA emphasizes three key factors: its willingness to learn about and understand fintech; its ability to …
Persistent link: https://www.econbiz.de/10012110291