Similar Search Results

What can we learn about financial access from US immigrants?

Osili, Una Okonkwo (contributor); … - 2006

"We find that wealthier and more educated immigrants are more likely to make use of basic banking services and other …

Persistent link: https://www.econbiz.de/10003419865

Introduction to the macroeconomic dynamics : special issues on money, credit, and liquidity

Nosal, Ed; Waller, Christopher; Wright, Randall D. - 2010

Persistent link: https://www.econbiz.de/10008746139

Early public banks

Roberds, William; Velde, François R. - 2014

Publicly owned or commissioned banks were common in Europe from the fifteenth century. This survey argues that while the early public banks were characterized by great experimentation in their design, a common goal was to create a liquid and reliable monetary asset in environments where such...

Persistent link: https://www.econbiz.de/10010242895

The impact of the originate-to-distribute model on banks before and during the financial crisis

Rosen, Richard Joseph - 2010

The growth of securitization made it easier for banks to sell home mortgage loans that they originated. I explore how mortgage sales affected banks in the years leading up to the financial crisis that began in 2007 and how their pre-crisis mortgage sales affected banks during the crisis. Loan...

Persistent link: https://www.econbiz.de/10008747499

Why do banks reward their customers to use their credit cards?

Agarwal, Sumit; Chakravorti, Sujit; Lunn, Anna - 2010

Using a unique administrative level dataset from a large and diverse U.S. financial institution, we test the impact of rewards on credit card spending and debt. Specifically, we study the impact of cash-back rewards on individuals before and during their enrollment in the program. We find that...

Persistent link: https://www.econbiz.de/10008747502

The cost of banking panics in an age before 'too big to fail'

Chabot, Benjamin - 2011

How costly were the banking panics of the National Banking Era (1861-1913)? I combine two hand-collected data sets … the NYSE - to estimate the cost of banking panics in an era before 'too big to fail'. The bank statements allow me to … that the consumption loss associated with National Banking Era bank runs was far more costly than the consumption loss from …

Persistent link: https://www.econbiz.de/10009383491

Why do firms go public? : Evidence from the banking industry

Rosen, Richard Joseph (contributor); … - 2005

"The lack of data on private firms has made it difficult to empirically examine theories of why firms go public. However, both public and private banks must disclose financial information to regulators. We exploit this requirement to explore the goingpublic decision. Our results indicate that...

Persistent link: https://www.econbiz.de/10003227114

Learning by observing : information spillovers in the execution and valuation of commercial bank M&As

DeLong, Gayle L. (contributor); DeYoung, Robert (contributor) - 2004

"We hypothesize that banks become better able to manage acquisitions, and investors become better able to value those acquisitions, as these parties "learn-by-observing" information that spills-over from previous bank M&As. We find evidence consistent with these hypotheses for 216 M&As of large,...

Persistent link: https://www.econbiz.de/10002380752

Risk overhang and loan portfolio decisions

DeYoung, Robert (contributor); Gron, Anne (contributor); … - 2005

"Despite operating under substantial regulatory constraints, we find that commercial banks manage their investments largely consistent with the predictions of portfolio choice models with capital market imperfections. Based on 1990-2002 data for small (assets less than $1 billion) U.S....

Persistent link: https://www.econbiz.de/10003101068

Deregulation and the relationship between bank CEO compensation and risk-taking

Brewer, Elijah (contributor); … - 2003 - [Elektronische Ressource]

"The deregulation of the banking industry during the 1990s provides a natural (public policy) experiment for …

Persistent link: https://www.econbiz.de/10001909521