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Private savings play a pivotal role in financing development and sustaining growth. Recently, there have been many … theoretical developments that underpin key determinants of savings behavior, many of which merit empirical investigation …. Understanding the dynamics of the determinants of savings is crucial to inform economic policy and devise reform programs. This …
Persistent link: https://www.econbiz.de/10012246226
The penetration level of the insurance and pension sectors in Malawi is low, but it seems adequate as compared with other countries in similar stages of development. Concentration and costs are high, the regulatory framework is outdated or inexistent and supervision is weak. An innovative pilot...
Persistent link: https://www.econbiz.de/10012247124
This Technical Note was prepared in the context of a World Bank Financial Sector Assessment Program mission in the Republic of El Salvador in March 2016. This FSAP Development Module focuses on (i) financial systems issues, including competition and efficiency; (ii) financial inclusion and...
Persistent link: https://www.econbiz.de/10012248274
Latin America's historically low saving rates and sub-par growth performance raise the question of whether the region should save more to grow faster. Economists generally resist acknowledging a policy-exploitable causal connection going from saving to growth because domestic saving is perceived...
Persistent link: https://www.econbiz.de/10012245911
This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …
Persistent link: https://www.econbiz.de/10012297945
behavior. This treatment is interacted with the option of opening a savings account at the screening of the movie. At the exit … of the screening, individuals in the financial education movie treatment are more likely to open a savings account than … individuals in the placebo movie treatment. However, the effects dissipate quickly. When savings and borrowing behavior is …
Persistent link: https://www.econbiz.de/10012058999
drought shocks. It analyzes mechanisms through which cash transfers contribute to resilience, such as savings facilitation … increase savings. They also help households protect earnings in agriculture and off-farm businesses when shocks occur. Few … poor households can foster resilience by facilitating savings and income smoothing …
Persistent link: https://www.econbiz.de/10012390669
This report is based on a study of the costs and savings of retail payments in Albania using a methodology (A Practical … instrument) and the resulting cost savings. It is designed based on four main principles: applicability, comparability …
Persistent link: https://www.econbiz.de/10012645370
This note investigates the nature of corporate savings in South Africa. The first part focuses on the empirical impact … explain in part for firms increasing their savings. Further reasons for that behavior include precautionary measures when …
Persistent link: https://www.econbiz.de/10012645456
Micro and small enterprise (MSME) insolvency is particularly likely to impact not only the business, but also the personal and family life of the owner-operator(s) of such businesses, raising particular concerns that apply much less frequently in the context of corporate insolvency. This report...
Persistent link: https://www.econbiz.de/10012645571