This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement …

financial products: weather insurance, savings, and credit. The paper develops a dynamic stochastic mode to capture the … introducing a multiple on the insurance premium. Over time, however, savings can lead to substantial gains, higher than those …

, access to savings and providing adequate income post retirement for individuals. The need to get this balancing act right is … pension savings on income adequacy after retirement. The report concludes with recommendations based on emerging best practice …

shortfalls. As a result, policy makers increasingly seek to understand retirement savings patterns, a crucial component of the … with high savings rates, are also more likely to save for old age. The paper also finds that measures to increase trust in …

-existing mandatory pensions for private sector workers, but they need a stronger supervision and regulation to enhance their benefits …. Rules should seek to promote portfolio diversification, higher portability of pensions and old age income security through …

offered a variety of savings instruments. The paper finds that female farm managers were less likely to purchase agricultural … insurance and more likely to invest in savings for emergencies, even controlling for access to informal insurance and …. Purchasing insurance increased input spending and use more than savings. Those who purchased more insurance realized higher …

drought shocks. It analyzes mechanisms through which cash transfers contribute to resilience, such as savings facilitation … increase savings. They also help households protect earnings in agriculture and off-farm businesses when shocks occur. Few … poor households can foster resilience by facilitating savings and income smoothing …

behavior. This treatment is interacted with the option of opening a savings account at the screening of the movie. At the exit … of the screening, individuals in the financial education movie treatment are more likely to open a savings account than … individuals in the placebo movie treatment. However, the effects dissipate quickly. When savings and borrowing behavior is …