This paper develops and estimates a dynamic model of individuals' and couples' labor supply, savings, and retirement … impacts. The analysis finds that household structure is an important determinant of the behavioral and distributional impacts …

This paper examines the state of reverse mortgage markets in selected countries around the world and considers the …

, access to savings and providing adequate income post retirement for individuals. The need to get this balancing act right is … pension savings on income adequacy after retirement. The report concludes with recommendations based on emerging best practice …

shortfalls. As a result, policy makers increasingly seek to understand retirement savings patterns, a crucial component of the … with high savings rates, are also more likely to save for old age. The paper also finds that measures to increase trust in …

Using household data from the Russian Longitudinal Monitoring Survey, this paper assesses how aging affects saving. To …

and unique evidence on which households have savings and how they save. The paper shows that the percentage of savers is … low, and savings are frequently informal. Formal savings are dominated by bank savings, and participation in contractual … and capital market savings is very low in comparison to high-income countries. Poor households are significantly less …

In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates …