Showing 1 - 10 of 392
Limited access to finance, particularly bank credit, is a long-standing hurdle for Small and Medium Enterprise (SMEs), with varying severity of financing constraints across countries. SMEs face higher transaction costs and higher risk premiums since they are typically more opaque and have less...
Persistent link: https://www.econbiz.de/10012645584
Recent evidence suggests only modest social and economic impacts of microfinance. Favorable cost-benefit ratios then … depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly … serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model …
Persistent link: https://www.econbiz.de/10012245853
This paper evaluates effectiveness of microfinance using Propensity Score Matching (PSM) method applied to data … the original study and provide more nuanced evidence by comparing Microfinance Institution (MFI) borrowers to those … true microfinance impact. The results suggest that microfinance can make a modest difference for some households in several …
Persistent link: https://www.econbiz.de/10012246218
studies that used this approach, and summarizes a series of research studies presented at the October 2010 microfinance impact …
Persistent link: https://www.econbiz.de/10012247886
In the fall of 2008, the Moroccan microfinance sector underwent what in economics is referred to as a Minsky moment … portfolios of the country's four largest Microfinance Institutions (MFIs), and one in particular - Zakoura. This study picks up … meant to cover the full Moroccan microfinance sector, due to constraints of time and availability of data, its primary focus …
Persistent link: https://www.econbiz.de/10012248335
constrained. This paper analyses whether, and how, micro-finance supports a large public health subsidy program in the developing … cluster randomised controlled experiment of a sanitation micro-finance program that coincided with the launch of the SBM …
Persistent link: https://www.econbiz.de/10012022366
What are the key success factors for the agriculture credit guarantee schemes (CGS)? Are there any design features and interventions to minimize the risk? This paper tries to draw some lessons learned specific to agriculture CGSs based on some case studies in developing countries, and aims to...
Persistent link: https://www.econbiz.de/10012647164
Micro, small, and medium enterprises (MSMEs) in Albania are significant contributors to the economy. In 2018, according to the Albanian Institute of Statistics (INSTAT), 99.8 percent of active enterprises were MSMEs, employing 79.8 percent of the workforce and realizing around 69 percent of...
Persistent link: https://www.econbiz.de/10012647423
This paper presents evidence on implementation of the World Bank Group and Financial Sector Reform and Strengthening Initiative "Principles for Public Credit Guarantee Schemes for Small and Medium Enterprises". The evidence is based on a self-assessment of 60 schemes in 54 countries. Overall,...
Persistent link: https://www.econbiz.de/10012245886
This paper addresses whether microcredit participants in Bangladesh are trapped in poverty and debt, as many critics have argued in recent years. Analysis of data from a long panel survey over a 20-year period confirms this is not the case, although numerous participants have been with...
Persistent link: https://www.econbiz.de/10009732095