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and unique evidence on which households have savings and how they save. The paper shows that the percentage of savers is … low, and savings are frequently informal. Formal savings are dominated by bank savings, and participation in contractual … and capital market savings is very low in comparison to high-income countries. Poor households are significantly less …
Persistent link: https://www.econbiz.de/10012892367
Using household data from the Russian Longitudinal Monitoring Survey, this paper assesses how aging affects saving. To …
Persistent link: https://www.econbiz.de/10012970824
excess savings (defined as the difference between gross saving and capital formation) and a gradual decline of gross capital …
Persistent link: https://www.econbiz.de/10012974091
This paper investigates household preferences for improved cook stoves using a choice experiment administered in rural … percent of household energy demand is fulfilled by biomass. Improved stoves use less firewood and produce less smoke, and they …
Persistent link: https://www.econbiz.de/10012912330
the bottom of the income distribution, namely through consumption, household production, and market-based labor activities …
Persistent link: https://www.econbiz.de/10012971574
, household income, education and awareness), behavioral (food tastes, lifestyle), and cultural and external factors (indoor air … adopting improved stoves and financial benefits from fuel savings tend to be outweighed by the costs of improved stoves, even …
Persistent link: https://www.econbiz.de/10012973149
to measure financial protection in health. Both relate a household's out-of-pocket spending to a threshold defined in … household being above and below the poverty line. The paper provides an overview of the methods and issues arising in each case …
Persistent link: https://www.econbiz.de/10012746796
Private savings play a pivotal role in financing development and sustaining growth. Recently, there have been many … theoretical developments that underpin key determinants of savings behavior, many of which merit empirical investigation …. Understanding the dynamics of the determinants of savings is crucial to inform economic policy and devise reform programs. This …
Persistent link: https://www.econbiz.de/10012959137
Working with a private bank in Ghana, this study examines the impacts of a commitment savings product designed to help … clients taking repeated overdrafts break their debt cycles. Overall, the product significantly increased savings with the bank … without increasing overdrafts. However, after accounting for other sources of savings, the study finds that clients with above …
Persistent link: https://www.econbiz.de/10012908592
Strengthening women's ownership, control, and use of land, livestock, and savings assets matters for poverty and shared … costly in lost economic output and productivity growth; and women's control over household resources and spending decisions … multiple market failures. On savings, those products with an element of illiquidity and a soft commitment show promise for …
Persistent link: https://www.econbiz.de/10012943009