Showing 1 - 10 of 128
other governments, the Government of Pakistan subsidized the formal scheme on the grounds that lending to agriculture is a …Both formal, and informal loans matter in agriculture. But formal lenders provide much more in production lending, than … do informal lenders, often at a higher cost than what they can recover. The Agricultural Development Bank of Pakistan …
Persistent link: https://www.econbiz.de/10012976129
Simultaneity of borrowing, withdrawal of savings, and loan defaults due to the pronounced seasonality of agriculture …
Persistent link: https://www.econbiz.de/10012961228
dataset on the productivity in agriculture substantially changes the conclusions compared to earlier analysis of the same … dataset on the productivity in agriculture substantially changes the conclusions compared to earlier analysis of the same …
Persistent link: https://www.econbiz.de/10012973872
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village moneylender interest rates and households' dependence on informal credit. The views among practitioners diverge sharply: proponents claim that competition of microfinance...
Persistent link: https://www.econbiz.de/10012973968
How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. Fingerprinting...
Persistent link: https://www.econbiz.de/10012976349
Improving rural credit markets requires a good understanding of the root causes of market failures and taking necessary steps to address them. This paper investigates the role of productivity shocks in borrowers' repayment choices. Using a framed field experiment that simulated a repeated...
Persistent link: https://www.econbiz.de/10012912302
This paper uses Ethiopian data to explore credit rationing in semi-formal credit markets and its effects on farmers' resource allocation and crop productivity. Credit rationing -- both voluntarily and involuntarily -- is found to be widespread in the sampled rural villages, largely because of...
Persistent link: https://www.econbiz.de/10012975182
This paper studies the impact of a program that provides grants for technical assistance on the interest rates and outreach of credit unions in Mexico. Credit unions financing rural borrowers received grants in different years. The study uses propensity score matching and relies additionally on...
Persistent link: https://www.econbiz.de/10012912346
participation in low-return farm wage labor more likely. Even within agriculture, elimination of all types of credit constraints in …
Persistent link: https://www.econbiz.de/10012973527
Management of common-pool resources in the absence of individual pricing can lead to suboptimal allocation. In the context of irrigation schemes, this can create water scarcity even when there is sufficient water to meet the total requirements. High-frequency data from three irrigation schemes...
Persistent link: https://www.econbiz.de/10012927008