Showing 1 - 10 of 263
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village …: proponents claim that competition of microfinance institutions reduces both the moneylender interest rate and households … address selection on unobservables without imposing standard exclusion restrictions, this paper finds that microfinance …
Persistent link: https://www.econbiz.de/10012973968
How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. Fingerprinting...
Persistent link: https://www.econbiz.de/10012976349
active in rural areas take different measures to address the covariate risks in intermediation. For example, microfinance … financial inclusion policies of micro-finance institutions have successfully helped reduce the adverse effects of covariate … risks. Analysis of household and program level data from Bangladesh suggests that despite the innovative measures taken by …
Persistent link: https://www.econbiz.de/10012961228
"The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," by David Roodman and Jonathan Morduch … Pitt and Khandker (1998; henceforth PK) article "The Impact of Group-Based Credit on Poor Households in Bangladesh: Does …
Persistent link: https://www.econbiz.de/10012973426
This paper addresses whether microcredit participants in Bangladesh are trapped in poverty and debt, as many critics …
Persistent link: https://www.econbiz.de/10012974490
"The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," by David Roodman and Jonathan Morduch … (1998) article "The Impact of Group-Based Credit on Poor Households in Bangladesh: Does the Gender of Participants Matter …
Persistent link: https://www.econbiz.de/10012974814
Microfinance is often criticized for not adequately addressing seasonality and hard-core poverty. In Bangladesh, a … program known as PRIME was introduced in 2006 to address both concerns. Unlike regular microfinance, PRIME introduces a … microfinance scheme that offers a flexible repayment schedule and consumption smoothing, as well as production, loans. It targets …
Persistent link: https://www.econbiz.de/10012976509
This paper uses Ethiopian data to explore credit rationing in semi-formal credit markets and its effects on farmers' resource allocation and crop productivity. Credit rationing -- both voluntarily and involuntarily -- is found to be widespread in the sampled rural villages, largely because of...
Persistent link: https://www.econbiz.de/10012975182
This paper proposes an estimator for the endogenous switching regression models with fixed effects. The estimator allows for endogenous selection and for conditional heteroscedasticity in the outcome equation. Applying the estimator to a dataset on the productivity in agriculture substantially...
Persistent link: https://www.econbiz.de/10012973872
Improving rural credit markets requires a good understanding of the root causes of market failures and taking necessary steps to address them. This paper investigates the role of productivity shocks in borrowers' repayment choices. Using a framed field experiment that simulated a repeated...
Persistent link: https://www.econbiz.de/10012912302