Showing 1 - 10 of 31
This paper evaluates effectiveness of microfinance using Propensity Score Matching (PSM) method applied to data … the original study and provide more nuanced evidence by comparing Microfinance Institution (MFI) borrowers to those … true microfinance impact. The results suggest that microfinance can make a modest difference for some households in several …
Persistent link: https://www.econbiz.de/10012958503
The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work suggests the entry of a joint-liability lender may lead to a positive impact on the informal lending rate. This paper presents the first randomized controlled trial-based...
Persistent link: https://www.econbiz.de/10012959136
Many microenterprises in developing countries have high returns to capital, but also face risky revenue streams. In principle, equity offers several advantages over debt when financing investments of this nature, but the use of equity in practice has been largely limited to investments in much...
Persistent link: https://www.econbiz.de/10012889427
Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people who … are dependent on self-employment. The microfinance sector has grown quickly since the 1990s, paving the way for other …, generating a backlash against microfinance. This paper reconsiders the claims about microfinance, highlighting the diversity in …
Persistent link: https://www.econbiz.de/10012942940
constrained. This paper analyses whether, and how, micro-finance supports a large public health subsidy program in the developing … a cluster randomised controlled experiment of a sanitation micro-finance program that coincided with the launch of the …
Persistent link: https://www.econbiz.de/10012871012
Recent evidence suggests only modest social and economic impacts of microfinance. Favorable cost-benefit ratios then … depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly … serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model …
Persistent link: https://www.econbiz.de/10012968214
Front-line loan officers of microfinance institutions are important in acquiring information on potential borrowers and … selecting them in accordance with the microfinance institution's mission. This study uses a unique data set on loan officers and … their loan portfolios from China's largest nongovernmental organization microfinance institution to test whether officers …
Persistent link: https://www.econbiz.de/10012968772
In democracies, innovative political institutions have opened up scope for direct public participation often in the form of talk: citizens talking to the state and mutual talk among citizens on matters concerning community development. A prominent example is the Indian gram sabha, or village...
Persistent link: https://www.econbiz.de/10012970986
Self-help groups (SHGs) are the most common form of microfinance in India. The authors provide evidence that SHGs …
Persistent link: https://www.econbiz.de/10012971175
This paper investigates whether the utilization of microcredit programs has a significant impact on the income and net worth of the participants. Several micro finance institutes are optimistic on the beneficial effects of microcredit programs. Others describe microcredit with interest rates in...
Persistent link: https://www.econbiz.de/10012972708