Narrow search
Showing 1 - 10 of 589
Cover Image
Access to Financial Services and the Financial Inclusion Agenda Around the World : A Cross-Country Analysis with a New Data Set
Ardic, Oya Pinar - 2017
at the core of policymakers? agendas. The Consultative Group to Assist the Poor and the World Bank Group, in response … inform the policy debate. Using this database, this paper (i) counts the number of unbanked adults around the world at 56 …) discusses the state of financial inclusion mandates around the world …
Persistent link: https://www.econbiz.de/10012976198
Cover Image
Collateral Registries for Movable Assets : Does Their Introduction Spur Firms'Access to Bank Finance?
Love, Inessa - 2017
Using firm-level surveys for up to 73 countries, this paper explores the impact of introducing collateral registries … introduced collateral registries for movable assets against three control groups: firms in all countries that did not introduce a … for movable assets, and firms in countries that undertook other types of collateral reforms but did not set up registries …
Persistent link: https://www.econbiz.de/10012974266
Cover Image
Resolving the African Financial Development Gap : Cross-Country Comparisons and a Within-Country Study of Kenya
Allen, Franklin - 2017
With extensive country and firm-level data sets, this paper first documents that the financial sectors of most Sub-Saharan African countries remain significantly underdeveloped by the standards of other developing countries. The paper also finds that population density appears to be considerably...
Persistent link: https://www.econbiz.de/10012974025
Cover Image
Anatomy of Credit-Less Recoveries
Corrado, Luisa - 2018
The recovery from the global crisis that erupted in 2007 shows that the decoupling between real and financial variables during the business cycle can lead to negative and long-lasting consequences for the economy. A key feature of the past global crisis in many countries is that the recovery in...
Persistent link: https://www.econbiz.de/10012917241
Cover Image
Foreign Banks and International Transmission of Monetary Policy : Evidence from the Syndicated Loan Market
Demirgüç-Kunt, Asli - 2017
This paper uses loan-level data from 124 countries over 1995-2015 to examine the transmission of monetary policy through the cross-border syndicated loan market. The results show that the expansion of monetary policy increases cross-border credit supply especially to weaker firms. However,...
Persistent link: https://www.econbiz.de/10012965884
Cover Image
Incentivizing Calculated Risk-Taking : Evidence from an Experiment with Commercial Bank Loan Officers
Cole, Shawn Allen - 2017
This paper uses a series of experiments with commercial bank loan officers to test the effect of performance incentives on risk-assessment and lending decisions. The paper first shows that, while high-powered incentives lead to greater screening effort and more profitable lending, their power is...
Persistent link: https://www.econbiz.de/10012975106
Cover Image
Collateralized Borrowing : Insights from the World Bank Enterprise Surveys
Nguyen, Ha Minh - 2019
Using the World Bank Enterprise Surveys, we investigate the prevalence and correlates of collateralized borrowing in … 131 countries between 2005-2017. Overall, 77 percent of loans require collateral, and the median loan-to-collateral value … is 60 percent. Small firms and loans from non-bank financial institutions are less often associated with collateral. When …
Persistent link: https://www.econbiz.de/10012905683
Cover Image
European Bank Deleveraging and Global Credit Conditions : Implications of a Multi-Year Process on Long-Term Finance and Beyond
Feyen, Erik - 2017
This paper assesses European bank deleveraging and its impact on global credit conditions. Before the onset of the global financial crisis, European banks had rapidly expanded their foreign lending activities. However, European banks have since been tightening credit conditions in Europe more...
Persistent link: https://www.econbiz.de/10012974525
Cover Image
How Does Long-Term Finance Affect Economic Volatility?
Demirgüç-Kunt, Asli - 2017
This paper examines how the ability to access long-term debt affects firm-level growth volatility. The analysis finds that firms in industries with stronger preference to use long-term finance relative to short-term finance experience lower growth volatility in countries with better-developed...
Persistent link: https://www.econbiz.de/10012970254
Cover Image
Learning from Financial Crises
Lim, Jamus Jerome - 2017
This paper considers the question of whether international banks learn from their previous crisis experiences and reduce their lending to developing countries in the event of a financial crisis. The analysis combines a bank-level dataset of bank activity and ownership with country-level data on...
Persistent link: https://www.econbiz.de/10012973331