In an international context, this paper analyzes the main drivers of Brazil's bank spreads measured by the net interest …-factors. These unique findings suggest that countries striving toward reducing bank spreads should consider policies aimed at …

institutional arrangements. Multinational banks' choices between loan origination through the parent bank or through a foreign … stringent bank regulation and supervision consistent with regulatory arbitrage, but that they prefer to originate loans in …

mechanism by which government interventions contribute to banks' risk-shifting behavior as reported in recent studies on bank … level runs via competition. (iv) Government interventions disparately affect bank customers' welfare. While liquidity …

This paper presents the latest update of the World Bank Bank Regulation and Supervision Survey, and explores two … on non-bank activities, (c) were less strict in the regulatory treatment of bad loans and loan losses, and (d) had weaker … schemes became more generous, and some reforms were introduced in the area of bank governance and bank resolution …

. For an international sample of banks, this paper investigates the impact of government indebtedness and deficits on bank … stock prices and credit default swap spreads. Overall, bank stock prices reflect a negative capitalization of government … reduction in their market valuation in countries running large fiscal deficits. Furthermore, the change in bank credit default …

need to take an expansive view of the concept. It also illustrates using actual bank case studies from the United States … largely constrained, more can be done on the micro-prudential side to promote clearer market signals of bank riskiness and to …

This paper presents recent trends in government and foreign bank ownership across countries and summarizes the evidence … regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to … expanding access to credit. The record on the impact of government bank ownership suggests few benefits, especially for …

International consultants on bank regulation, and supervision for developing countries, often base their advice on how … tended to be shaped by bias rather than facts. To better inform advice about bank regulation, and supervision, and to lower … regulation, and supervision of banks in a hundred and seven countries. The data, based on surveys sent to national bank …