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The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work suggests the entry of a joint-liability lender may lead to a positive impact on the informal lending rate. This paper presents the first randomized controlled trial-based...
Persistent link: https://www.econbiz.de/10012959136
"The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," by David Roodman and Jonathan Morduch … Pitt and Khandker (1998; henceforth PK) article "The Impact of Group-Based Credit on Poor Households in Bangladesh: Does …
Persistent link: https://www.econbiz.de/10012973426
This paper addresses whether microcredit participants in Bangladesh are trapped in poverty and debt, as many critics …
Persistent link: https://www.econbiz.de/10012974490
"The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," by David Roodman and Jonathan Morduch … (1998) article "The Impact of Group-Based Credit on Poor Households in Bangladesh: Does the Gender of Participants Matter …
Persistent link: https://www.econbiz.de/10012974814
Microfinance is often criticized for not adequately addressing seasonality and hard-core poverty. In Bangladesh, a … program known as PRIME was introduced in 2006 to address both concerns. Unlike regular microfinance, PRIME introduces a … microfinance scheme that offers a flexible repayment schedule and consumption smoothing, as well as production, loans. It targets …
Persistent link: https://www.econbiz.de/10012976509
Self-help groups (SHGs) are the most common form of microfinance in India. The authors provide evidence that SHGs …
Persistent link: https://www.econbiz.de/10012971175
Bangladesh. With the phenomenal growth of microfinance institutions representing 30 million members with over $2 billion of … from microfinance institutions, but this has rather helped raise assets and net worth more than it has contributed to …
Persistent link: https://www.econbiz.de/10012973369
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village …: proponents claim that competition of microfinance institutions reduces both the moneylender interest rate and households … address selection on unobservables without imposing standard exclusion restrictions, this paper finds that microfinance …
Persistent link: https://www.econbiz.de/10012973968
Microcredit programs in Bangladesh have experienced spectacular growth in recent years, with a growing number of … returns to borrowing from microfinance institutions (MFIS), some borrowers might be taking loans that they will not be able to … assets. Using a long panel of household survey data from Bangladesh, the paper finds that some 26 percent of microcredit …
Persistent link: https://www.econbiz.de/10012974083
Over the past 20 years, Bangladesh has witnessed strong competition among microfinance institutions. Using program …-level panel data from 2005-2010, this paper studies the microfinance institutions' recent competitive roles in their pricing of … view that newer microfinance institutions are less risk-averse in their targeting, or that increased borrowing among …
Persistent link: https://www.econbiz.de/10012974481