The information and communications technology sector has undergone a dynamic process of globalization and fragmentation … constellation of specialized actors collectively responsible for bringing goods and services to market. Most prominently, these key … communications technology services and information and communications technology-enabled services providers. Like other emerging …

, the assessment points to an abundance of innovation -- but a seeming failure of the many innovations to deliver more than …

paper examines and rates financial sector strategies around the world based on how well they formulate development targets …

post offices can boost account ownership by acting as cash-merchants for transactional financial services, such as …

(financial depth), (b) degree to which individuals can and do use financial services (access), (c) efficiency of financial …

elite, rather than providing broad-based access to financial services …

Recent empirical evidence highlights that access to basic financial services can make a substantial positive difference … at the core of policymakers? agendas. The Consultative Group to Assist the Poor and the World Bank Group, in response … inform the policy debate. Using this database, this paper (i) counts the number of unbanked adults around the world at 56 …

estimation of the number of bank accounts in the world (6.2 billion) as well as the number of banked and unbanked individuals. In …

Joseph Schumpeter argued in 1911 that the services provided by financial intermediaries - mobilizing savings …, evaluating projects, managing risk, monitoring managers, and facilitating transactions -stimulate technological innovation and … remains to be done, but the data are consistent with Schumpeter's view that the services provided by financial intermediaries …