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Dual Credit Markets and Household Access to Finance : Evidence from a Representative Chinese Household Survey
Cull, Robert - 2018
Using a new and representative data set of Chinese household finance, this paper documents household access to and costs of finance, along with their correlates. As in most developing countries, informal finance is a crucial element of household finance, and wealth tends to be associated with...
Persistent link: https://www.econbiz.de/10012936824
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How Will China's Saving-Investment Balance Evolve?
Kuijs, Louis - 2016
This paper investigates how China's saving, investment, and saving-investment balance will evolve in the decades ahead …. Household saving in China is relatively high compared with OECD countries. However, much of China's high economywide saving, and … the difference between China and other countries, are due to unusually high enterprise and government saving. Moreover …
Persistent link: https://www.econbiz.de/10012748022
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Microfinance and Moneylenders : Long-Run Effects of Mfis on Informal Credit Market in Bangladesh
Berg, Claudia N. - 2017
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village moneylender interest rates and households' dependence on informal credit. The views among practitioners diverge sharply: proponents claim that competition of microfinance...
Persistent link: https://www.econbiz.de/10012973968
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Causes and Implications of Credit Rationing in Rural Ethiopia : The Importance of Spatial Variation
Ali, Daniel Ayalew - 2017
This paper uses Ethiopian data to explore credit rationing in semi-formal credit markets and its effects on farmers' resource allocation and crop productivity. Credit rationing -- both voluntarily and involuntarily -- is found to be widespread in the sampled rural villages, largely because of...
Persistent link: https://www.econbiz.de/10012975182
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Gender and Rural Non-Farm Entrepreneurship
Rijkers, Bob - 2017
Despite their increasing prominence in policy debates, little is known about gender inequities in non-agricultural labor market outcomes in rural areas. Using matched household-enterprise-community data sets from Bangladesh, Ethiopia, Indonesia and Sri Lanka, this paper documents and analyzes...
Persistent link: https://www.econbiz.de/10012975242
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Handling the Weather : Insurance, Savings, and Credit in West Africa
de Nicola, Francesca - 2017
Farmers in developing countries face a wide array of risks. Yet they often lack formal financial instruments to protect against risks. This paper examines the impact on consumption, investment, and welfare of the separate provision of three financial products: weather insurance, savings, and...
Persistent link: https://www.econbiz.de/10012972015
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Rural Non-Farm Employment and Household Welfare : Evidence from Malawi
Adjognon, Guigonan Serge - 2017
This paper uses nationally representative panel data and a combination of econometric approaches, to explore linkages between rural non-farm activities (wage and self-employment) and household welfare in rural Malawi. The paper analyzes the average treatment effects and distributional effects on...
Persistent link: https://www.econbiz.de/10012954308
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E-Commerce Participation and Household Income Growth in Taobao Villages
Luo, Xubei - 2019
E-commerce has developed rapidly in China, and Taobao Villages, which are villages significantly engaged in e …
Persistent link: https://www.econbiz.de/10012888867
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The Impact of Mobile Money on Poor Rural Households : Experimental Evidence from Uganda
Wieser, Christina - 2019
This paper studies the effect of rolling out mobile money agents in rural Northern Uganda. In a randomized experiment, 168 areas were randomly selected to receive an agent in 2017, with another 163 areas serving as a control group. Administrative data on mobile money transactions suggest that...
Persistent link: https://www.econbiz.de/10012865468
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Household Responses to Shocks in Rural Ethiopia : Livestock as a Buffer Stock
Ali, Daniel Ayalew - 2017
This paper uses a stochastic dynamic programming model to characterize the optimal savings-consumption decisions and the role of livestock inventories as a buffer stock in rural Ethiopia. The results show that relatively land-rich households use accumulation and liquidation of cattle and other...
Persistent link: https://www.econbiz.de/10012971851