Private savings play a pivotal role in financing development and sustaining growth. Recently, there have been many … theoretical developments that underpin key determinants of savings behavior, many of which merit empirical investigation …. Understanding the dynamics of the determinants of savings is crucial to inform economic policy and devise reform programs. This …

Working with a private bank in Ghana, this study examines the impacts of a commitment savings product designed to help … clients taking repeated overdrafts break their debt cycles. Overall, the product significantly increased savings with the bank … without increasing overdrafts. However, after accounting for other sources of savings, the study finds that clients with above …

and unique evidence on which households have savings and how they save. The paper shows that the percentage of savers is … low, and savings are frequently informal. Formal savings are dominated by bank savings, and participation in contractual … and capital market savings is very low in comparison to high-income countries. Poor households are significantly less …

Strengthening women's ownership, control, and use of land, livestock, and savings assets matters for poverty and shared … costly in lost economic output and productivity growth; and women's control over household resources and spending decisions … multiple market failures. On savings, those products with an element of illiquidity and a soft commitment show promise for …

into savings accounts leads to higher bank account balances, an effect that persists for several weeks. However, neither … savings defaults nor payment delays affect the amount or composition of spending, suggesting that households manage cash …

estimates the association between changes in the share of working-age population with per capita growth, savings, and poverty … gross domestic product per capita growth by more than one percentage point, with similarly positive effects on savings and …

shortfalls. As a result, policy makers increasingly seek to understand retirement savings patterns, a crucial component of the …-operation and Development economies and the East Asia and Pacific region. On average, men are slightly more likely than women to … with high savings rates, are also more likely to save for old age. The paper also finds that measures to increase trust in …

changes in the growth rate of the economy, can affect the aggregate saving rate even more than aging …

This paper studies how self-help groups?village-based organizations designed to encourage savings, household production …. The study finds that the program encouraged savings and associations via self-help groups. However it did not improve …