savings systems, beginning with the launch of the M-KESHO system in March 2010. The authors examine the mobile savings … phenomenon, using data collected in a special survey in late 2010. They show that the usage of bank-integrated mobile savings … mobile savings" -- the use of simple mobile money systems as a repository for funds -- is widespread, including among those …

This paper analyzes and reconciles macro and micro evidence on savings and factors that affect savings, as well as … possible policy implications. At the aggregate level, the main question is how savings are affected by growth and macroeconomic … determinants can be reconciled with microeconomic evidence of the savings behavior of households. Using macroeconomic quarterly …