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The Impact of Farm Credit in Pakistan
Khandker, Shahidur R. - 2017
Both formal, and informal loans matter in agriculture. But formal lenders provide much more in production lending, than do informal lenders, often at a higher cost than what they can recover. The Agricultural Development Bank of Pakistan (ADBP), for example, providing about 90 percent of formal...
Persistent link: https://www.econbiz.de/10012976129
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Sowing the Seeds for Rural Finance : The Impact of Support Services for Credit Unions in Mexico
Bruhn, Miriam - 2018
This paper studies the impact of a program that provides grants for technical assistance on the interest rates and outreach of credit unions in Mexico. Credit unions financing rural borrowers received grants in different years. The study uses propensity score matching and relies additionally on...
Persistent link: https://www.econbiz.de/10012912346
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Seasonality of Rural Finance
Khandker, Shahidur R. - 2017
Simultaneity of borrowing, withdrawal of savings, and loan defaults due to the pronounced seasonality of agriculture often leads to investment failure of rural financial institutions. Lack of borrowing leads to lack of income- and consumption-smoothing, and in turn, causes inefficient resource...
Persistent link: https://www.econbiz.de/10012961228
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Credit Constraints, Agricultural Productivity, and Rural Nonfarm Participation : Evidence from Rwanda
Ali, Daniel Ayalew - 2017
cooperative) has a major impact on reducing the incidence of credit constraints in the semi-formal credit sector. Expanding access …
Persistent link: https://www.econbiz.de/10012973527
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Estimating the Effects of Credit Constraints on Productivity of Peruvian Agriculture
Woutersen, Tiemen - 2017
This paper proposes an estimator for the endogenous switching regression models with fixed effects. The estimator allows for endogenous selection and for conditional heteroscedasticity in the outcome equation. Applying the estimator to a dataset on the productivity in agriculture substantially...
Persistent link: https://www.econbiz.de/10012973872
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Microfinance and Moneylenders : Long-Run Effects of Mfis on Informal Credit Market in Bangladesh
Berg, Claudia N. - 2017
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village moneylender interest rates and households' dependence on informal credit. The views among practitioners diverge sharply: proponents claim that competition of microfinance...
Persistent link: https://www.econbiz.de/10012973968
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Identification Strategy : A Field Experiment on Dynamic Incentives in Rural Credit Markets
Giné, Xavier - 2017
How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. Fingerprinting...
Persistent link: https://www.econbiz.de/10012976349
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Productivity Shocks and Repayment Behavior in Rural Credit Markets : A Framed Field Experiment
Adjognon, Guigonan Serge - 2018
Improving rural credit markets requires a good understanding of the root causes of market failures and taking necessary steps to address them. This paper investigates the role of productivity shocks in borrowers' repayment choices. Using a framed field experiment that simulated a repeated...
Persistent link: https://www.econbiz.de/10012912302
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Effects of Performance Incentives for Community Health Worker Cooperatives in Rwanda
Shapira, Gil - 2017
, or outcomes at the cooperative level. No synergies are found between the scheme and a demand-side, in-kind transfer …
Persistent link: https://www.econbiz.de/10012956222
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Property Rights for Fishing Cooperatives : How (and How Well) Do They Work?
Aburto-Oropeza, Octavio - 2017
predictable environmental fluctuations. More aggressive management comes in the form of the cooperative leadership paying lower … prices to cooperative members for their catch, as lower prices disincentivize fishing effort. The model's implications are … California. One cooperative enjoys property rights while the other two do not. There is empirical evidence in support of the …
Persistent link: https://www.econbiz.de/10012969263