Showing 1 - 10 of 209
Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking. Since it...
Persistent link: https://www.econbiz.de/10012976000
The mobile revolution has transformed the lives of Kenyans, providing not just communications but also basic financial access in the form of phone-based money transfer and storage, led by the M-PESA system introduced in 2007. Currently, 93 percent of Kenyans are mobile phone users and 73 percent...
Persistent link: https://www.econbiz.de/10012975411
nationally representative of the private sector in three East African countries -- Kenya, Tanzania, and Uganda -- a positive …
Persistent link: https://www.econbiz.de/10012967438
impact of Equity Bank -- a leading private commercial bank focusing on microfinance -- on access to banking in Kenya. Unlike … other commercial banks in Kenya, Equity Bank pursues distinct branching strategies that target underserved areas and less …
Persistent link: https://www.econbiz.de/10012974026
This paper summarizes financial inclusion across Africa. First, it provides a brief overview of the African financial … in Africa that use formal and informal financial services and identify the barriers to formal account ownership. Next, it … Africa compares with small and medium enterprises in other developing regions in terms of account ownership and availability …
Persistent link: https://www.econbiz.de/10012975192
subnational 2013 gross domestic product for 47 counties in Kenya and 30 districts in Rwanda. Estimating subnational gross domestic …. For Kenya, the results of the analysis affirm that Nairobi County is the largest contributor to national gross domestic … official statistics in Kenya and Rwanda, it is important to estimate subnational gross domestic product using standard …
Persistent link: https://www.econbiz.de/10012970754
This paper evaluates how microfinance performed in providing business financing in 27 Sub-Saharan African countries. It …
Persistent link: https://www.econbiz.de/10012975439
This paper uses data from the National Financial Inclusion Survey 2018 to understand the determinants of financial inclusion in Sri Lanka and their significance for inclusive growth. The findings highlight that gender, education, and formal employment are important determinants of financial...
Persistent link: https://www.econbiz.de/10012837586
Low utilization of household credit in developing countries may be partially due to religious considerations. In a randomized marketing experiment in Jordan, this paper estimates the effect of sharia-compliant loan features on demand for credit. To comply with Islamic law, the sharia-compliant...
Persistent link: https://www.econbiz.de/10012838008
This paper examines the state of reverse mortgage markets in selected countries around the world and considers the potential benefits and risks of these products from a financial inclusion and economic benefit standpoint. Despite potentially increasing demand from aging societies -- combined...
Persistent link: https://www.econbiz.de/10012842637