whether credit extended to households and firms has an impact on the share of exports in gross domestic product and on the … trade balance. The analysis finds that although household credit is not positively related to export shares or trade … balances, firm credit is significantly related to both. The relationship with export shares is particularly strong and robust …

This paper analyzes the impact of introducing credit information-sharing systems on firms' access to finance. The … results reveal that credit bureau reforms, but not credit registry reforms, have a significant and robust effect on firm … financing. After the introduction of a credit bureau, the likelihood that a firm has access to finance increases, interest rates …