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mechanism by which government interventions contribute to banks' risk-shifting behavior as reported in recent studies on bank … level runs via competition. (iv) Government interventions disparately affect bank customers' welfare. While liquidity …
Persistent link: https://www.econbiz.de/10012974479
need to take an expansive view of the concept. It also illustrates using actual bank case studies from the United States … largely constrained, more can be done on the micro-prudential side to promote clearer market signals of bank riskiness and to …
Persistent link: https://www.econbiz.de/10012976662
This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores … and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory … crisis. Bank supervision became stricter and more complex compared with the pre?global financial crisis period. However …
Persistent link: https://www.econbiz.de/10012846812
The last several years before the global downturn of 2008-2009 saw rapid credit growth in Poland. The credit-to-gross domestic product ratio rose from about 25 percent in 2004 to close to 50 percent in 2009. Such an expansion itself might potentially be a source of risks to financial stability,...
Persistent link: https://www.econbiz.de/10012975721
The global financial crisis has focused much attention on procyclicality, particularly in the context of a macroprudential framework. This paper reviews a set of prudential measures that can be adopted by national authorities to deal with procyclicality and discusses issues in designing and...
Persistent link: https://www.econbiz.de/10012975729
This paper examines the factors that determine banking flows from advanced economies to emerging markets. In addition to the usual determinants of capital flows in terms of global push and local pull factors, it examines the role of bilateral factors, such as growth differentials and economic...
Persistent link: https://www.econbiz.de/10012975818
Theory suggests that the effect of banking market concentration on financial stability is mediated by several competing variables. Using a sample of 68 countries from 1997 to 2015, this paper proposes a unified empirical framework to test for the simultaneous presence and impact of the mediators...
Persistent link: https://www.econbiz.de/10012909356
This paper presents the latest update of the World Bank Bank Regulation and Supervision Survey, and explores two … on non-bank activities, (c) were less strict in the regulatory treatment of bad loans and loan losses, and (d) had weaker … schemes became more generous, and some reforms were introduced in the area of bank governance and bank resolution …
Persistent link: https://www.econbiz.de/10012974782
Drawing on the lessons from the global financial crisis and especially from its impact on the banking systems of Eastern Europe, the paper proposes a new practical approach to macroprudential stress testing. The proposed approach incorporates: (i) macroeconomic stress scenarios generated from...
Persistent link: https://www.econbiz.de/10012975517
This paper is about the importance of the information in Public Credit Registries (PCRs) for supporting and improving banking sector regulation and supervision, particularly in the light of the new approach embodied in Basel III. Against the backdrop of the financial crisis and the existence of...
Persistent link: https://www.econbiz.de/10012976268