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Making it Easier to Apply for a Bank Account : A Study of the Indian Market

Demirgüç-Kunt, Asli - 2017

This paper draws on new individual-level survey data from India to study the costs of opening an account and the … adults. The data also suggest that India's flagship financial inclusion program, the Jan Dhan Yojana scheme, has made it …

Persistent link: https://www.econbiz.de/10012946847

Financial Inclusion and the Role of the Post Office

Anson, Jose - 2017

Given their widespread presence in rural and poor areas, post offices can play a leading role in advancing financial inclusion. Yet little is known about the type of clients that post offices reach through their financial service offerings as compared with clients of traditional financial...

Persistent link: https://www.econbiz.de/10012973855

Financial Inclusion in Africa : An Overview

Demirgüç-Kunt, Asli - 2017

This paper summarizes financial inclusion across Africa. First, it provides a brief overview of the African financial sector landscape. Second, it uses the Global Financial Inclusion Indicators (Global Findex) database to characterize adults in Africa that use formal and informal financial...

Persistent link: https://www.econbiz.de/10012975192

Financial Inclusion in the Middle East and North Africa : Analysis and Roadmap Recommendations

Pearce, Douglas - 2017

The paper provides an assessment of the state of financial inclusion in the MENA region, and identifies constraints, opportunities, and priorities for significantly improving access to finance. Practical recommendations for improving financial inclusion are outlined. Firstly, governments could...

Persistent link: https://www.econbiz.de/10012976082

Financial Inclusion and Inclusive Growth : What Does it Mean for Sri Lanka?

Arandara, Rathnija - 2020

This paper uses data from the National Financial Inclusion Survey 2018 to understand the determinants of financial inclusion in Sri Lanka and their significance for inclusive growth. The findings highlight that gender, education, and formal employment are important determinants of financial...

Persistent link: https://www.econbiz.de/10012837586

Reverse Mortgages, Financial Inclusion, and Economic Development : Potential Benefit and Risks

Knaack, Peter - 2020

This paper examines the state of reverse mortgage markets in selected countries around the world and considers the potential benefits and risks of these products from a financial inclusion and economic benefit standpoint. Despite potentially increasing demand from aging societies -- combined...

Persistent link: https://www.econbiz.de/10012842637

Financial Inclusion and Inclusive Growth : A Review of Recent Empirical Evidence

Demirgüç-Kunt, Asli - 2017

There is growing evidence that appropriate financial services have substantial benefits for consumers, especially women and poor adults. This paper provides an overview of financial inclusion around the world and reviews the recent empirical evidence on how the use of financial products -- such...

Persistent link: https://www.econbiz.de/10012957773

Households or Locations? Cities, Catchment Areas and Prosperity in India

Rama, Martin - 2017

Policy makers in developing countries, including India, are increasingly sensitive to the links between spatial … of granularity. This methodology is applied to India, where individual household survey records are mapped to ?places … spatial productivity patterns across India. The paper shows that there is a gradation of spatial performance across places …

Persistent link: https://www.econbiz.de/10012970695

Increasing Financial Inclusion in the Muslim World : Evidence from an Islamic Finance Marketing Experiment

Karlan, Dean S. - 2020

Low utilization of household credit in developing countries may be partially due to religious considerations. In a randomized marketing experiment in Jordan, this paper estimates the effect of sharia-compliant loan features on demand for credit. To comply with Islamic law, the sharia-compliant...

Persistent link: https://www.econbiz.de/10012838008

Banking with Agents : Experimental Evidence from Senegal

Buri, Sinja - 2018

This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were sent to the branch, individuals sent to an...

Persistent link: https://www.econbiz.de/10012921121

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